Bridging finance for property flippers — fund the acquisition, the refurbishment and the holding period until the sale completes. Submit your enquiry and a specialist broker familiar with flipper case structures will call you back.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Different flipper profiles, all served by specialist bridging.
Buy at auction below market value, complete light or heavy refurb within months, list at full retail. Bridging completes within the 28-day auction deadline and funds the refurbishment phase.
Acquire property under value via off-market or distressed-seller channels, refurbish to retail standard, sell at full market value. Bridging gives speed at acquisition and works coverage through the project.
Cosmetic-only flips where the property is in liveable condition but tired. Quick refurbishment of 6 to 12 weeks, fast resale. Tighter project timeline, lower bridging cost overall.
How bridging finance fits the buy-refurbish-sell strategy
Property flipping is the strategy of buying a property below market value, refurbishing it, and selling at a profit within a short timeframe — typically 6 to 18 months. Bridging finance fits naturally because flippers need fast acquisition (often at auction or below-market private sale), works funding through the refurbishment phase, and a short holding window before resale.
Flipper bridging loans run from £25,000 to £25,000,000 with maximum 75% LTV against the as-is value, plus additional drawdown against the projected post-works value on stronger cases. The exit is the sale of the refurbished property — not a refinance onto a long-term mortgage like a buy-to-let bridge.
First-time and experienced flippers considered. The case strength comes from the project economics — the gap between purchase price, refurb cost and credible resale value — plus the borrower's exit credibility. Adverse credit reviewed case-by-case.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry