Bridging loans secured against London property — residential, commercial, mixed-use and development. Submit your enquiry and an authorised broker familiar with the London market will call you back.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
How bridging is typically used in the London market.
Larger loan sizes for prime central and inner London property — Mayfair, Belgravia, Kensington, Chelsea, Notting Hill, Hampstead. Speed of completion matters where competing buyers shorten the window.
London leasehold flats with short lease terms are unmortgageable until the lease is extended. Bridging finance covers the purchase and the lease extension premium, with refinance onto a standard mortgage once the extended lease is in place.
Conversions of period houses into flats, change-of-use schemes, ground-up development on London sites, refurbishment of tired stock for the London rental market. Both PRS and BTR projects considered.
Specialist bridging for the London property market
London property values, leasehold structures and the prevalence of complex transactions — short-lease flats, gated developments, prime central London purchases, conversions of period buildings — mean specialist bridging lenders that understand London are a different proposition to high-street lenders.
London bridging loans range from £25,000 to £25,000,000, with maximum 75% LTV on first charge and 70% on second charge. Larger loan sizes (£1M+) are common in central London, with several lenders set up specifically for high-value cases.
Borough coverage spans Greater London — Westminster, Kensington, Camden, Islington, Hackney, Tower Hamlets, Southwark, Lambeth, Wandsworth, the City fringe and outer boroughs from Croydon to Enfield. Both regulated and unregulated cases are considered.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry