Bridging loans secured against offices, retail units, warehouses, industrial sites and mixed-use property. Submit your enquiry and a specialist broker will call you back to discuss options.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Commercial bridging covers a wide range of business property purposes.
Buying commercial premises where speed of completion matters or where a longer-term commercial mortgage is not yet in place. Owner-occupied premises, investment commercial property, mixed-use purchases.
Raising capital against existing commercial property the borrower already owns. Funds can be used for business growth, working capital, tax bills, deposits on further property and other business purposes.
Funding works on commercial property to bring it up to lettable standard, repurposing under permitted development, change-of-use schemes and short-term finance ahead of a tenant moving in or property being sold.
Property-secured business finance for short-term needs
A commercial bridging loan is a short-term loan secured against commercial or mixed-use property. It is generally classified as unregulated lending — meaning the lender does not apply consumer mortgage rules to the case — which gives flexibility on case structure, underwriting timescales and security packages.
Commercial bridging loans range from £25,000 to £25,000,000, with maximum 75% LTV on first charge. Property types include offices, retail units, warehouses, industrial premises, hotels, restaurants, care homes, garages, salons and mixed-use buildings.
Common uses include acquisition of commercial premises ahead of a long-term commercial mortgage, raising capital against existing business property, refurbishment before re-let or sale, and short-term cashflow secured against commercial assets.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry