Bridging finance for time-critical property cases — auction completions, chain-break scenarios and re-bridging where an existing facility is approaching expiry. Submit your enquiry and a broker will call you back.
The funds you can borrow are capped at 75% of the property value (first charge). If your selection exceeds that, the form will ask you to adjust.
Three simple steps to a bridging loan enquiry.
Tell us how much you need to borrow, the value of the property or land, and your contact details. The form takes about a minute.
A specialist bridging loan broker will call you back to discuss your circumstances, exit strategy and the right product for you.
The broker will review options from a panel of specialist bridging lenders and present quotes that suit your circumstances. There is no obligation to proceed.
£25k+
Loan size from
75%
Max LTV first charge
Days
Funds released in
No
Obligation
Submit your enquiry and an authorised broker will call you back
Specialist bridging brokers can review most case types — including those that have been declined by mainstream lenders.
Cases where a bridging loan needs to complete in days rather than weeks.
28-day completion windows from the fall of the hammer. The auction property itself is typically the security. Failure to complete forfeits the 10% deposit, so the timescale is non-negotiable.
A buyer ready to purchase the new home but the existing sale has fallen through or is delayed. Bridging completes the new purchase against the equity in the existing property, with the bridge repaid when the existing sale eventually completes.
An existing bridging facility is approaching expiry and the original exit has not yet completed — sale taking longer, refinance not yet in place, refurbishment overrunning. Re-bridging gives more time without entering default.
How specialist bridging compresses the timescale
Specialist bridging lenders are set up to move quickly. Where a high-street mortgage typically takes 8–12 weeks, a bridging loan can complete in days where the case is straightforward and the paperwork is in order.
Speed comes from three things: lenders that hold the cases on their own balance sheet, surveyors that accept automated valuations on suitable cases, and solicitors familiar with bridging documentation. A specialist broker can match the case to lenders set up for speed.
Loans range from £25,000 to £25,000,000. Maximum 75% LTV on first charge, 70% on second charge. Both regulated and unregulated cases considered. Adverse credit reviewed case-by-case.
Specialist brokers have access to lenders, products and processes that are not always available going direct.
Some lenders accept automated valuations on suitable cases, which can shorten the time from application to drawdown when speed of completion matters.
Some bridging products are only available through specialist brokers and are not offered direct to consumers — useful when a standard product does not fit the case.
A specialist broker can present a case to multiple lenders, giving access to a wider set of options than approaching one lender directly. Dual representation may be available on some cases to speed completion.
Submit an enquiry and a broker will call you back to discuss your options.
Submit Enquiry